Investing In Annuities

Any investment in any investment vehicle should include due diligence into the rate of return. That may seem like a given, but not all annuity rates are created equal. So how do you find best annuity rates? Again like most investments the options seem endless. Knowing which kind of annuities you are going to invest [...]

When investing in annuities careful consideration must be given to the insurance company’s credit rating. It will not suffice to shop for the best annuity rates if the insurance company that issues the policy does not have the means or the credit history to suggest they will pay the investor. These ratings help establish the [...]

Many people have a basic understanding of annuities. Still others do not. We are going to answer some of the most common questions that we receive about investing in annuities.
Question: What is an Annuity?
Answer: Simply put an annuity is a contract between and investor and a insurance company. The majority of annuities serve as a [...]

There may come a time when you have a need or desire to selling your annuity. Before considering selling your annuities make sure you exhaust all your questions and options you may have to your financial adviser. Selling your annuity is not likely something you have done before and its best to understand the principles [...]

This is a question adults ask frequently of themselves, yet its answer isn’t always clear. Retirement years seem far off and making ends meet from day to day seem to present obstacles constantly. Even when you are laser focused on your goal, more obstacles appear making planning for your retirement more difficult. A great plan [...]

Understanding different types of annuities is important. Immediate annuities are policies that are purchased form insurance companies. Often they are refereed to as Single Premium Annuities or Single premium Immediate Annuities. Immediate annuities are commonly used as retirement investments and purchased with a single payment. An immediate annuity provides regular income for the time period [...]

Annuities offer the security many retirement investments don’t. These are especially true of people unwilling to risk their investments dollars to volatile markets, but are annuities right for you? What percentage of your investment dollars should be committed to the annuities portion of your portfolio?
To start with if any investment adviser tells you all you [...]