Investing In Annuities

Any investment in any investment vehicle should include due diligence into the rate of return. That may seem like a given, but not all annuity rates are created equal. So how do you find best annuity rates? Again like most investments the options seem endless. Knowing which kind of annuities you are going to invest [...]

When investing in annuities careful consideration must be given to the insurance company’s credit rating. It will not suffice to shop for the best annuity rates if the insurance company that issues the policy does not have the means or the credit history to suggest they will pay the investor. These ratings help establish the [...]

Many people have a basic understanding of annuities. Still others do not. We are going to answer some of the most common questions that we receive about investing in annuities.
Question: What is an Annuity?
Answer: Simply put an annuity is a contract between and investor and a insurance company. The majority of annuities serve as a [...]

This is a question adults ask frequently of themselves, yet its answer isn’t always clear. Retirement years seem far off and making ends meet from day to day seem to present obstacles constantly. Even when you are laser focused on your goal, more obstacles appear making planning for your retirement more difficult. A great plan [...]

Understanding different types of annuities is important. Immediate annuities are policies that are purchased form insurance companies. Often they are refereed to as Single Premium Annuities or Single premium Immediate Annuities. Immediate annuities are commonly used as retirement investments and purchased with a single payment. An immediate annuity provides regular income for the time period [...]

The debate will rage on as long as we invest our money. Are there better investments than annuities? What are the best annuity rates? What are the best stocks for long term growth? The questions are a bit more complex than that so lets take a look. Stocks seem to be the darlings of the [...]

Annuities offer the security many retirement investments don’t. These are especially true of people unwilling to risk their investments dollars to volatile markets, but are annuities right for you? What percentage of your investment dollars should be committed to the annuities portion of your portfolio?
To start with if any investment adviser tells you all you [...]

Index Annuities have gained in popularity. Preservation of capital is the number one rule of investing and Index annuities offer an opportunity to implement that rule. For the more conservative investor who is concerned with market down turns Index annuities may be your answer. Index annuities let you contribute and participate in the potential growth [...]