Securing The Best Annuity Rates

Any investment in any investment vehicle should include due diligence into the rate of return. That may seem like a given, but not all annuity rates are created equal. So how do you find best annuity rates? Again like most investments the options seem endless. Knowing which kind of annuities you are going to invest [...]

Understanding Insurance Company Credit Ratings

When investing in annuities careful consideration must be given to the insurance company’s credit rating. It will not suffice to shop for the best annuity rates if the insurance company that issues the policy does not have the means or the credit history to suggest they will pay the investor. These ratings help establish the [...]

Investing In Annuities , Questions and Answers

Many people have a basic understanding of annuities. Still others do not. We are going to answer some of the most common questions that we receive about investing in annuities.
Question: What is an Annuity?
Answer: Simply put an annuity is a contract between and investor and a insurance company. The majority of annuities serve as a [...]

Stock Market Corrections And Investing In Annuities

Deciding on whether an annuity is right for you is a significant decision. Many people choose investing in stocks over annuities. Lets be clear stocks are not annuities and annuities aren’t stocks. This week the stock market suffered its most significant drop in history. For those investors fully invested in the stock market, obviously is [...]

Planning Your Retirement With Fixed Annuities

This is a question adults ask frequently of themselves, yet its answer isn’t always clear. Retirement years seem far off and making ends meet from day to day seem to present obstacles constantly. Even when you are laser focused on your goal, more obstacles appear making planning for your retirement more difficult. A great plan [...]

Are Annuities Right For You , Pros And Cons

Annuities offer the security many retirement investments don’t. These are especially true of people unwilling to risk their investments dollars to volatile markets, but are annuities right for you? What percentage of your investment dollars should be committed to the annuities portion of your portfolio?
To start with if any investment adviser tells you all you [...]