Understanding Annuities

Securing The Best Annuity Rates

Any investment in any investment vehicle should include due diligence into the rate of return. That may seem like a given, but not all annuity rates are created equal. So how do you find best annuity rates? Again like most investments the options seem endless. Knowing which kind of annuities you are going to invest [...]

Understanding Insurance Company Credit Ratings

When investing in annuities careful consideration must be given to the insurance company’s credit rating. It will not suffice to shop for the best annuity rates if the insurance company that issues the policy does not have the means or the credit history to suggest they will pay the investor. These ratings help establish the [...]

Investing In Annuities , Questions and Answers

Many people have a basic understanding of annuities. Still others do not. We are going to answer some of the most common questions that we receive about investing in annuities. Question: What is an Annuity? Answer: Simply put an annuity is a contract between and investor and a insurance company. The majority of annuities serve [...]

Is Selling Your Annuity Right For You ?

There may come a time when you have a need or desire to selling your annuity. Before considering selling your annuities make sure you exhaust all your questions and options you may have to your financial adviser. Selling your annuity is not likely something you have done before and its best to understand the principles [...]

Annuities Or Stocks Which Should You Choose

The debate will rage on as long as we invest our money. Are there better investments than annuities? What are the best annuity rates? What are the best stocks for long term growth? The questions are a bit more complex than that so lets take a look. Stocks seem to be the darlings of the [...]

Are Annuities Right For You , Pros And Cons

Annuities offer the security many retirement investments don’t. These are especially true of people unwilling to risk their investments dollars to volatile markets, but are annuities right for you? What percentage of your investment dollars should be committed to the annuities portion of your portfolio? To start with if any investment adviser tells you all [...]

Investing In Index Annuities

Index Annuities have gained in popularity. Preservation of capital is the number one rule of investing and Index annuities offer an opportunity to implement that rule. For the more conservative investor who is concerned with market down turns Index annuities may be your answer. Index annuities let you contribute and participate in the potential growth [...]

Are Annuities Right For Your Portfolio ?

When deciding about investing in annuities you will read and hear some negativity. Some financial adviser steer their clients away from annuities. There are several reasons for this but lets explore a few.  Either because they don’t offer annuities or they don’t believe in the investment model, sometimes annuities get a bad rap. Annuities offer [...]

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